Enjoy Spending Your Money, You Earned It

and you deserve to be happy!
by CigarPlayer (a.k.a. Jerry Flanagan)

Sometimes, I roll down the street (in my Cadillac Escalade)

thinking about how easy it is to make money. I know a lot of

my peeps find it hard to make money. However, believe me,

one of the things that this book* has taught me is that

everyone in your circle makes money either at a $10 an hour

or $300 an hour level. Even homeless people make money

when they beg others for spare change while out on the town.

It doesn't matter, everyone in the United States is making money

in small or large amounts.

So, what does that mean for your savings? Well, it means

"Control Thy Expenditures". That's right, very simple.

However, so many people in my circle want to have fun.

My peeps will tell you I obviously like to have fun too!

However, you have to have a "spending plan" to afford

your necessities while enjoying your desires in life.

The keys are:

1. Balance

2. Discipline

3. Spending Plan

1. BALANCE:

George Clason, (who wrote the book* "The Richest Man in Babylon") teaches us how

not denying yourself the pleasures of life is very important while working hard to make money.

I agree, to reach true happiness you have to find pleasure in spending money on the things

you desire most in life and leave you fulfilled each day, week, month and year.

Otherwise, why are you working your "ass-off" to make money in the first place.

In other words, "Enjoy Spending Your Money, you earned it and you deserve to be happy!"

2. DISCIPLINE:

George Clason, also teaches us to maintain discipline while having fun.

What does that mean? Well, if you make $500 a week (for our example in this blog).

That means you have to plan on living and partying with $450 a week.

The other $50 dollars you put in an investment account of some kind and you don't

touch it until you "REALLY" need it. The key phrase here is "really need it".

If you could give yourself a pep talk every time you tried to spend that $50 dollars

it would go something like this:

"I agreed to a spending plan (a.k.a. Budget) for myself to have fun without going broke

every month. Living paycheck to paycheck sucks butt!"

Believe me, you say this to yourself enough times each week and you will start to

visualize that living off of $450 a week really does work for saving your money each

week, month and year. Again, the $450 dollars is an example for this blog. You should

apply the one-tenth rule to your specific income model.

3. Your Spending Plan
(nine-tenths of your earnings):

So, write down all the things you desire in life including your food, home, car, drinking

with friends, shopping for clothes/shoes, mini vacations, etc.

Then select those that are necessary and the ones that can be purchased through

nine-tenths of your income ($450). Anything that does not fit within the $450 dollars

must go unsatisfied until you can afford it. Don't regret this decision because your

greatest desire should be to save $50 dollars a week. Before you know it, a year

has gone by and you have $2,600 dollars in your savings (not bad, right?).

Believe me, 2011 is going by so fast, one year will speed right past your income

with or without your savings. Less stress equals some of your money in the bank for you

to fall back on, not living paycheck-to paycheck (at any level $10 an hour or $300 an hour).

Go have fun people! Peace.

CigarPlayer
(a.k.a. Jerry Flanagan)

Shout Outs:

(a.k.a. people that helped present this blog post):

1. Thanks to George Clason, for writing "The Richest Man in Babylon".

2. Thanks to Ralph Nordstorm Photography for the photos >

http://ralphnordstromphotography.com/

3. Thanks to all my 10,000+ fans in social media land! Appreciate you. Peace.